Payment Card with Electronic Paper display

The potential for electronic paper applications seems to be boundless and the recent announcement that SiPix and SmartDisplayer have created the first flexible display panel to be embedded into an ISO-compliant payment card highlights the potential. The application subsequently landed the companies the Display Application of the Year Award from the Society for Information Display (SID). The revolutionary One Time Password (OTP) DisplayCard enables cardholders to generate and display a dynamic passcode for one-time use. During an online merchant checkout or home banking login, the cardholder obtains a new, unique number by pressing a button on the card. As prompted, the cardholder then enters the number, proving the presence of the card, and completes the transaction. With the DisplayCard, banks can strengthen online banking sign-on by enabling two-factor authentication.

SiPix Microcup Electronic Paper is the key enabler for the DisplayCard solution, specifically designed for the application’s requirements – flexibility, impact resistance, extreme thinness, and ultra-low power consumption. The result is a flexible, 0.25-mm thin e-paper display for increased smart card security, control, and personalization.

The revolutionary One Time Password (OTP) DisplayCard, developed by Innovative Card Technologies and authentication expert nCryptone, enables cardholders to generate and display a dynamic passcode for one-time use. During an online merchant checkout or home banking login, the cardholder obtains a new, unique number by pressing a button on the card. As prompted, the cardholder then enters the number, proving the presence of the card, and completes the transaction. With the DisplayCard, banks can strengthen online banking sign-on by enabling two-factor authentication.

To meet demand by merchant banks, SiPix will complete expansion of its automated high-volume module production line before the end of 2006. SiPix Microcup Electronic Paper is the only display solution today that meets the requirements of ISO card standards.